Building the Infrastructurefor Real-Time Digital Moneyand Trusted Digital iIdentity.
iPayed™ is developing a proprietary, patented, financial technology ecosystem combining real-time payments, digital identity and bank-grade transaction infrastructure.
Real-TimePayments
Reusable DigitalIdentity
Nationally ScalableBanking Platform
iPayed™ is a financial technology company pursuing regulatory approvals to establish iPayed™ eBank N.A., a proposed national bank. Banking services are not currently being offered and remain subject to applicable regulatory approvals.
The Dual Platform
iPayed ID®
Trusted Digital Identity- Identity Verification
- Authentication
- QR Identity
- Age & Attribute Verification
- Business & Government Use Cases
iPayed™ Payments- Real-Time Movement of Money
- Consumer Payments
- Business Payments
- P2P
- Government Payments
- Closed-Loop Payments
- Open-Loop Interoperability
Identity authenticates the person. The payment system moves the money.Patented Architecture
U.S. Patent No. 10,630,572
iPayed™ patented technology enables real-time and near real-time transaction processing with closed-loop efficiency and open-loop reach.
- Reduces cost and complexity
- Delivers speed, transparency and control
The patented architecture described and claimed herein enables real-time and near real-time transactions with both closed-loop efficiency and open-loop reach.– U.S. Patent No. 10,630,572
Patent documentation:
U.S. Patent No. 10,630,572 B1
U.S. Patent No. 10,630,572 B1
Building Within the U.S. Banking System
OCC National Bank Charter
Regulatory process underway
FDIC Deposit Insurance
Subject to approval
Federal Reserve Master Account
Contemplated following applicable approvals
iPayed™ is a financial technology company pursuing regulatory approvals to establish iPayed™ eBank N.A., a proposed national bank. Deposit and payment services are not currently being offered and remain subject to applicable regulatory approvals.